XRP Price Prediction: Is $3 the Next Target?

#XRP

XRP Price Prediction

XRP Technical Analysis: Bullish Signals Emerge

XRP is currently trading at $2.7235, above its 20-day moving average (MA) of $2.2527, indicating a potential bullish trend. The MACD histogram shows a slight bearish crossover (-0.0717), but the price remains above the middle Bollinger Band ($2.2527), suggesting consolidation with upside potential. A breakout above the upper Bollinger Band ($2.5555) could signal further gains.

XRP Market Sentiment: Whale Activity and ETF Hype Fuel Optimism

XRP is gaining momentum amid positive news, including whale accumulation (47B XRP), ETF speculation, and a $170B market cap reclaiming its top 4 spot. Regulatory Optimism and a 10% price rally highlight strong bullish sentiment. Trading volume surges on Upbit further reinforce demand.

Factors Influencing XRP’s Price

XRP Whale Wallets Hit 47B XRP as ETF Decisions Draw Near

XRP surged to a seven-week high of $2.43 on July 10, 2025, marking a 4.6% daily gain and 6.85% weekly increase. The cryptocurrency now boasts a $143.84 billion market cap, securing its position as the fourth-largest digital asset.

Whale activity signals strong institutional interest, with 2,742 wallets holding over 1 million XRP each—just one shy of the all-time record. These wallets collectively control 47.32 billion XRP, indicating accumulation ahead of potential ETF approvals.

ProShares plans to launch three XRP futures ETFs on July 14, offering leveraged exposure to daily price movements. Turtle Capital and Volatility Shares have additional products pending SEC approval later in July, potentially marking a watershed moment for XRP adoption.

XRP Reclaims Top 4 Spot with $170B Market Cap as Price Nears $3

XRP surged nearly 12% in a single trading session, closing at $2.85 after briefly touching $2.97. The rally marks a significant milestone for the token, which now boasts a market capitalization exceeding $170 billion—reclaiming its position among the top four cryptocurrencies for the first time since early 2018.

Technical indicators suggest sustained momentum. The breakout above the $2.60 resistance level was accompanied by an RSI reading of 81.05, signaling overbought conditions. Price action remains firmly above all major EMAs, with derivatives open interest hitting $7.2 billion and spot volume reaching $10.84 billion.

Whale accumulation and growing ETF speculation appear to be driving the rally. Analysts note that a decisive move above $3 could open the path toward $3.75, a level not seen since the 2017 bull market.

Why XRP Investors Are Choosing Safer Storage in 2025

The year 2025 marks a pivotal moment for XRP as regulatory clarity in the U.S. transforms its trajectory. Once a contentious asset, XRP now commands attention from Congress to the White House, signaling its evolution into a credible digital asset. Institutional and retail investors are returning, but with adoption comes heightened security concerns.

Traditional custody methods—buying on exchanges and transferring to self-custody wallets—are increasingly seen as risky. Centralized platforms, while convenient, expose holders to withdrawal freezes, operational halts, and existential threats like hacks or insolvency. The collapses of FTX, Celsius, and BlockFi serve as stark reminders: even reputable exchanges are vulnerable.

XRP’s resurgence is undeniable, but its community is prioritizing asset protection. The shift toward secure storage solutions reflects a maturing market—one where credibility and safety are no longer optional.

XRP Gains Momentum as Price Eyes Breakout Above Critical Resistance

Ripple's XRP surged 5% to $2.42, testing a key resistance zone between $2.31 and $2.36 that has capped gains for weeks. A decisive close above this barrier could propel the token toward $2.60, matching mid-May highs.

Traders note the rising wedge pattern forming on shorter timeframes, suggesting potential volatility ahead. The $2.36 level now serves as a litmus test—conversion to support would confirm bullish conviction, while rejection may trigger profit-taking.

XRP Price Rallies 10% Amid Legal Optimism, Yet Traders Flock to AI Presale

XRP surged 10% to $2.40 as Ripple's legal team signaled potential resolution in the SEC lawsuit, coupled with technical upgrades to the XRP Ledger. The rally defies broader market weakness, positioning the token as a standout performer.

Despite XRP's gains, investor attention pivots to Unilabs Finance's presale, which has attracted 2,000 participants seeking exponential returns. The AI-focused project has raised $5 million in its third funding round, with promoters touting 10,000% return potential post-launch.

Market dynamics reveal a split focus: institutional traders accumulate XRP on Coinbase and Binance amid improving regulatory clarity, while retail speculators chase high-risk, high-reward alternatives like UNIL. The divergence underscores crypto's dual narratives of established asset maturation and speculative innovation.

XRP Trading Volume Surges on Upbit, Overtakes Binance in 24-Hour Activity

XRP, the native token of the XRP Ledger, has experienced an unprecedented surge in trading volume on South Korea's Upbit, eclipsing global leader Binance. Upbit recorded $269.22 million in spot trading volume, with $161.62 million occurring in a single hour—a rarity for altcoins outside Bitcoin and Ethereum.

The divergence between exchanges is striking: while Binance saw net outflows totaling $226.76 million, Upbit registered $103.32 million in net inflows. This suggests institutional players or large traders are repositioning XRP holdings through the Korean exchange rather than global platforms.

Market analysts note such concentrated hourly volume typically precedes major price movements or reflects arbitrage opportunities between regional markets. The anomaly comes as XRP maintains its position as one of the most liquid altcoins despite ongoing regulatory scrutiny.

XRP Surges Past $2.50 as Whale Activity and Technical Breakout Fuel Rally

XRP cleared a critical resistance level at $2.50, rallying 6% to $2.59 amid a surge in trading volume and whale accumulation. The breakout followed a descending wedge pattern—a bullish reversal signal—validated by a 168% spike in volume. Over 219 million tokens changed hands, dwarfing the 24-hour average of 81.85 million.

Institutional interest appears to be mounting, with large wallets holding 1 million+ XRP driving momentum. Fresh support has emerged at $2.53, though minor profit-taking lingers. The move underscores a broader shift in sentiment as traders eye higher targets.

XRP Surges 6% on Breakout From Descending Wedge Amid Whale Accumulation

XRP rallied 6% between July 10 and July 11, breaking out from a multi-week descending wedge pattern — a technical formation often preceding significant price movements. The cryptocurrency climbed from $2.42 to $2.57, with a notable breakout at 21:00 UTC on July 10 that saw prices jump from $2.50 to $2.56 on volume 168% above the 24-hour average.

Market sentiment improved as Ripple's RLUSD stablecoin surpassed $500 million in market capitalization, marking a milestone for the XRP ecosystem. Traders are increasingly betting on favorable regulatory outcomes for Ripple in both U.S. and Asia-Pacific jurisdictions, fueling institutional participation.

Whale activity reached notable levels, with addresses holding over 1 million XRP now controlling 47.32 billion tokens. The asset established fresh support at $2.53, with consolidation above $2.54 confirming trend continuation. Resistance at $2.56 temporarily capped gains, though analysts eye $2.70–$2.90 as the next key upside target.

XRP Tests Key Resistance Amid Bullish Momentum and Regulatory Optimism

XRP surged 5.53% to $2.58 with trading volume spiking 29.96% to $7.26 billion, marking a 16.14% weekly gain. The rally positions the asset at a critical juncture—a confirmed breakout above $2.50 could propel prices toward $3.00, while rejection may trigger a retreat to the $2.00-$2.10 support zone.

Technical indicators flash conflicting signals: the RSI at 73.86 suggests overbought conditions, yet a bullish MACD crossover reinforces upward momentum. Market participants note heightened volatility risks as CoinCodeCap Trading identifies a 20% profit potential on successful $3.00 targeting.

Fundamental catalysts include a $400 million treasury purchase and growing speculation about U.S. regulatory clarity. Support levels firm at $2.10 and $1.60, with resistance looming at $3.84—a level last tested during the 2021 bull run.

Ripple CEO Foresees $2T Stablecoin Market Amid RLUSD Launch

Ripple CEO Brad Garlinghouse projects the stablecoin market could surge to $1–2 trillion within years, up from its current $250 billion valuation. Speaking on CNBC, he described the growth trajectory as "profound," with institutional interest accelerating adoption. Ripple's entry into the sector with RLUSD leverages its legacy in compliant cross-border payments.

BNY Mellon will custody RLUSD's reserves, lending institutional credibility. The partnership signals Ripple's strategic pivot to capitalize on stablecoin demand while differentiating through regulatory rigor. Garlinghouse noted RLUSD's $500M milestone reflects pent-up demand for trusted dollar-pegged assets.

Fact Check: Did Tom Lee Say “XRP Could Create Millionaires in the Next 90 Days”?

A viral claim attributing a bold XRP price prediction to Wall Street strategist Tom Lee has been debunked as misinformation. The statement, suggesting XRP could "create millionaires in the next 90 days," lacks any verified source or official record.

Binance's fact-checking team confirmed the quote is fabricated. While Lee is known for his bullish stance on crypto assets, no interviews, articles, or videos substantiate this specific claim about XRP. The false narrative appears to have resurfaced after first circulating four months ago.

Market participants should exercise caution with unverified social media hype, particularly around altcoins like XRP. The cryptocurrency community remains vulnerable to pump-and-dump schemes fueled by fabricated endorsements from prominent figures.

Is XRP a good investment?

XRP shows strong technical and fundamental potential. Below is a summary of key metrics:

With whale activity, ETF rumors, and regulatory clarity, XRP could be a high-reward investment, though volatility remains a risk.

• Technical Strength: Trading above key moving averages with Bollinger Band breakout potential.
• Whale Accumulation: 47B XRP held by large wallets signals confidence.
• Regulatory Tailwinds: Legal optimism and ETF speculation driving momentum.